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Plain speech

Word wall

The words the books actually use. If a term is not here, it is probably a costume, and the book tried not to wear it.

Blanket inventory

A four-line sketch of a month: what arrived, what kept the lights on, what you felt like spending, and what you cannot yet explain.

Aya's blanket showed 360 still sitting there with no job.

Ants

Tiny charges that look too small to notice and are not.

Four visits to the same corner shop were the whole ant line.

Plain line

The cost of keeping a month standing: housing, planned food, transport, the phone, and the bills that do not care about your mood.

Sol's plain month was 1,400, so the jar's first flag was 1,400.

Smudge line

A small, printed allowance for the plan to be messy so the whole chart is not abandoned.

A 40 smudge on groceries kept Nia's chart on the fridge.

Pay packet

Money on the day it actually arrives, stickered only after it arrives.

Nia stickered the 3rd and the 18th, and nothing on the 1st.

Circle bill

A cost you already know is coming later: a fee, a gift, tires, a dentist.

A 180 hall fee became a 30 sticker on each packet.

Smallest flag

A marching order that aims extra money at the tiniest balance so a whole row can disappear.

Jules pointed the extra at a 90 phone balance first.

Steepest hill

A marching order that aims extra money at the highest interest price.

The card was the steepest hill, reviewed after three months.

Busy limit

How much of a card's room is already in use when the file takes its photo.

800 busy on a 1,000 limit was Cam's noisy line.

Photo day

The statement date a credit file is likely to see, which may be before you pay.

Cam moved the payment to the 20th so the 22nd looked calm.

Umbrella jar

A boring container for unpleasant surprises, separate from wishes.

The trip had its own line. The jar was not allowed to fund it.

Deductible

What you still pay on the day a policy responds. It should be readable next to the jar.

A cheap coat with a 1,000 deductible met a jar of 200.

Choice box

Five lines written before a click: the decision, the cost now, the cost later, the fear, and what would make it a mistake.

Ren wrote that 49 a month is 588 a year before joining.

Seen, told, guessed

Tags for figures on a house card so a seller's sentence is not mistaken for your evidence.

Rent was seen. The repair line was guessed and labeled as such.

Stop-flag

A condition you chose in advance that ends a visit or a deal sketch.

If the repair guess eats a year of leftover rent, the visit ends.

Lunch sentence

One line naming a real person and a problem you could say over lunch.

Club treasurers who dread the monthly note to parents.

Human stamp

Your name, the date, and a tick that every highlighted figure was checked before a note is sent.

Checked by Bo on Tuesday. Figures from the March sheet.

Safe button

An automatic move you already decided: a transfer to your own jar, a reminder, a scheduled minimum you still review.

40 to the jar the morning after payday, with a known off switch.

Pond

One place the people in your lunch sentence already are. You stay there long enough to learn.

The Tuesday club-secretary chat, for two weeks, with the host's okay.

Paper coins

Pretend money inside the practice harbor. They are not a brokerage balance and cannot be withdrawn.

A harbor of 1,000 paper coins, with 20 agreed as the loss on one boat.

If-then rule

A sentence that says what would start a paper boat and what would stop it. It must be allowed to be wrong.

If three down days, then a small paper boat, stop at 20 coins.

Answer-key curve

A pretty test result that memorized the dates it was shown, often because costs or unseen dates were left out.

The curve went ordinary once a cost per switch was added.

Quilt square

A slice of a pretend mix with a job: grow, steady, or cash. Not a tip and not a product.

50 grow, 30 steady, 20 cash, written as jobs.

Wet-weather sentence

The line that says how far a pretend quilt can fall before you stop and reread the jobs.

If paper coins fall from 100 to 85, add nothing until the jobs are reread.

Smoothing day

A date, chosen in advance, when paper coins are moved back toward the jobs you wrote.

On 1 March the grow square was walked back from 70 to 50.

Classroom rate

A fixed display rate for showing prices in another currency. It is not a live market quote.

The sticker may show pounds, but the rate is a classroom constant.

Study credits

Classroom tokens spent on books and sheets inside Financial Skool. They are not cash and not an investment.

A Sprout tin holds 30 credits toward a class price.

Practice unlock

A no-charge way to open a book while the real payment desk is not connected. It is labeled as practice, not as a paid order.

The learner's desk shows the book, and the order says practice.

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Educational reading only. Financial Skool does not give personal financial, tax, or legal advice and does not tell you to buy, sell, or borrow. Classroom currency rates are fixed stickers, not live quotes. © 2026 Financial Skool.

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